In today's article I will talk about an easy way to quickly and without hesitation understand whether or not to lend money to a person. I am sure that many people reading this article have had situations in their lives when your not too close relatives, friends or acquaintances asked you to borrow money. In such cases, a dilemma arises, on the one hand it's inconvenient to refuse a person on the other hand there is no desire to run after your own money either. Fortunately, for about 3 years now, I have been using a simple method that me never let down. Of course, we will only talk about familiar people, since it is categorically impossible to give anything to someone who is not familiar, I think everyone understands this.
So, if a person asks you for money, remember as many situations as possible related to this person and money. These can be the smallest trifles, for example, a few months ago you sat in a cafe, and after brought the bill, your friend said that he forgot his wallet at home and asked to pay half of the bill in debt, but he never gave the money. Or, for example, a year ago you already lent this person and he repaid the debt ahead of schedule.
On practice There can be a lot of situations. Consider those that did not happen to you, for example, your mutual friend recently complained that the asking person borrowed money from her and is not going to give it back. The main rule is that if there is at least one situation that negatively characterizes the person asking for money, then in no case should you lend. For simplicity, you can write a list of your friends in advance and determine whether it is worth lending to them (example in the photo above). If you liked becoming - put your thumbs up!